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Теоретична концептуалізація ризикології у банківській діяльності (Theoretical conceptualization of risk study in banking activities)

Кузьмак, О. М. (O. Kuzmak) (2019) Теоретична концептуалізація ризикології у банківській діяльності (Theoretical conceptualization of risk study in banking activities). Наукові записки Національного університету «Острозька академія». Серія «Економіка» : науковий журнал (15(43)). pp. 99-103. ISSN 2311-5149

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Abstract

У статті досліджено трактування сутності банківських ризиків, гoлoвним мoментoм запpoпoнoванoї дефiнiцiї є вpахування внутpiшнiх i зoвнiшнiх чинникiв, щo у пoдальшoму дає змoгу зocеpедитиcя на визначеннi ocoбливocтей їхньoгo вияву та вiдпoвiдних метoдах упpавлiння i заcoбах мінімізації. Виокремлено випадки фopмування pизикiв, cпpичинених банками. Дocлiджено та класифіковано чинники, щo cпpичинили виникнення банкiвcьких ризиків. (The importance of banking risks impact on the stability and effectiveness of banking institutions determines the objective need for their assessment, management and minimization, which significantly increases the relevance of scientific research on the formation of risk in the banking sector. Theoretical and methodological developments in the field of banking environment risks indicate the presence of many unresolved issues, which confirms the lack of a unified, generally accepted approach to defining the conceptual bases of risk management in the banking sector, and above all the nature and types of the most typical risks. The article deals with the interpretation of the nature of banking risks, the main point of the proposed definition is the consideration of internal and external factors, which subsequently allows to focus on determining the features of their expression and appropriate management methods and means of minimization. There are three cases of risks formation caused by banks. We have investigated and classified the factors that have caused the banking risks. We have classified the factors of banking risks by the levels of their formation, that is, in the first place we have divided the factors of the banking risks occurrence into macroeconomic and microeconomic ones. The practical application of this approach to the systematization of banking risks factors in the theory and practice of banking activities contribute to the anticipating the appearance of adverse effects and significantly increase the efficiency of monitoring and risk management. This will contribute to the development of further studies to determine their peculiarities and factors of the banking system.)

Item Type: Article
Corporate Creators: Луцький національний технічний університет (Lutsk National Technical University)
Uncontrolled Keywords: ризик, банківський ризик, чинники, що спричинили виникнення банківських ризиків, управління ризиками, ризик-менеджмент (risk, banking risk, factors that caused the emergence of banking risks, risk management)
Subjects: by fields of science > Economics
Наукові збірники НаУОА
Divisions: UNSPECIFIED
Depositing User: заввідділу Наталя Денисенко
Date Deposited: 18 Jan 2020 17:20
Last Modified: 18 Jan 2020 17:20
URI: http://eprints.oa.edu.ua/id/eprint/8041

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